Evaluate your financial situation

  • Before meeting a financial advisor,  it is important to evaluate your financial situation. Here are some steps to follow:
    • Draw up your personal balance sheet.  This will give you a precise evaluation of your financial situation (assets and debts). 
    • Use the budget simulator to determine the amount you can invest. 
    • Discover your risk tolerance. This will help your financial services professional offer solutions that fit your profile:
      • Will you be able to tolerate variations in the value of your investment portfolio, whether positive or negative?
      • Are you ready to see your investments lose value? Can you afford to?
      • Do you prefer a safe investment with a modest return or a riskier investment with a possibly higher return?

Such avenues for thought will help you determine your tolerance to risk.  Whatever your answers, the important thing is to be comfortable with your choices so that they do not become a source of stress.

Desjardins Financial Security Investments Inc. (DFS Investments) is a corporate body separate and apart from Desjardins Insurance1.

DFS Investments is a mutual fund dealer registered in every Canadian province and territory and an exempt market dealer registered in Quebec. It is also registered in every Canadian province and territory for the distribution of insurance products. DFS Investments' advisors may be qualified to provide advice on mutual funds, exempt market products and other investments products, among other things.

In Québec, DFS Investments is also registered as a restricted dealer, a group insurance of persons and a financial planning firm.

Unless otherwise indicated, investments in products distributed by DFS Investments are not insured, in whole or in part, by the Canada Deposit Insurance Corporation or by another public deposit insurance fund, as the case may be, nor are they guaranteed, in whole or in part, by Desjardins Insurance1, and their value is subject to market fluctuations.

Mutual Funds are provided through Desjardins Financial Security Investments Inc. Except for segregated funds in self-directed accounts which are offered through DFS Investments.  Life and Health Insurance products are provided through Desjardins Independent Network Insurance Agency.   Desjardins Independent Network Insurance Agency is a business name of Desjardins Independent Network Insurance Inc. which also operates in BC under the assumed name Desjardins Independent Network Insurance Agency Inc. 

1 Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.

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